1. Giving out personal information
2. Paying with cash, check or money order
3. Letting retailers store your credit card data
4. Using 'soft' passwords or storing them where others can find them
5. Failing to keep up with computer security
6. Failing to keep records of your transactions
7. Failing to do your homework
8. Ignoring your financial statements

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1. Medical expenses
2. Maternity leave
3. Child care
4. Diapers and wipes
5. Formula and/or breast-feeding expenses
6. Baby gear
7. Clothing and shoes
8. Baby food
9. Life insurance premiums and attorney fees

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